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Card - EU Detailed Panel Panelization & Processing

Card - EU Detailed Panel Logic Updates: 4/17/2025

We’ve updated our outlier filters to better capture higher priced items and to provide insight into the luxury market.

  • Updating our spend outliers in our data from removing transactions >10,000 GBP/EUR to now removing transactions >15,000 GBP/EUR

Our historical filters remain the same:

  • Removing individual outliers in our data (individuals spending >150,000 GBP/EUR per quarter)
  • Filters for users with a span greater than eight quarters (difference between the user’s latest activity and first activity)
  • Ensures that the span of a user’s activity is at least half of their active quarters
  • Filter for individuals in UK, Germany, France, Italy, Spain
  • Filter for only consumers
  • Weighting the countries in our data by GDP
  • Beginning the panel on Jan 1, 2019

Card - EU Detailed Panel Logic Updates: 2/13/2025

We are removing spend outliers and ensuring individuals are active in the panel. Weighting our country data by GDP and adjusting the history of our panel for increased performance. Users can expect a further dive into the changes to be released shortly.

  • Removing spend outliers in our data (transactions >10,000 GBP/EUR)
  • Removing individual outliers in our data (individuals spending >150,000 GBP/EUR per quarter)
  • Filters for users with a span greater than eight quarters (difference between the user’s latest activity and first activity)
  • Ensures that the span of a user’s activity is at least half of their active quarters
  • Weighting the countries in our data by GDP
  • Beginning the panel on Jan 1, 2019

Impact

  • Country card spending will adjust based on GDP

Updates: 1/23/2025

We are removing spend outliers, weighting our country data by GDP, and adjusting the history of our panel for increased performance. Users can expect a detailed dive into these changes to be released shortly.

Logic Updates (Week Ending 1/24/2025)

  • Removing spend outliers in our data.
  • Weighting countries in our data by GDP.
  • Beginning the panel on January 1, 2019.

Impact

  • Country card spending will adjust based on GDP.
  • History will begin in 2019.